These Terms of Service govern your use of the R!SKPAT platform. By accessing or using the Service, you agree to be bound by these Terms.
Use of Service: You are responsible for maintaining the confidentiality of your account and password. You agree not to use the Service for any unlawful purpose or in violation of any applicable laws.
Intellectual Property: The Service and its original content, features, and functionality are owned by Riskpat Ltd. and are protected by international copyright, trademark, and other intellectual property laws.
Limitation of Liability: The Service is provided on an "AS IS" and "AS AVAILABLE" basis. Riskpat Ltd. makes no warranties, expressed or implied, and hereby disclaims all warranties. In no event shall Riskpat Ltd. be liable for any damages arising out of the use or inability to use the Service.
Termination: We may terminate or suspend your account at any time for any reason, without prior notice.
Riskpat Ltd. ("we", "our", "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our Service.
Data We Collect: When you create an account, we collect your email address and username. We also collect analytics data (page views, feature usage, search queries) to improve our Service. Analytics data is stored for a maximum of 12 months.
How We Use Your Data: Your data is used solely to operate, maintain, and improve the Service. We do not sell, trade, or share your personal data with third parties except as required by law.
Data Storage and Security: Your data is stored securely on servers within the European Economic Area (EEA). We implement appropriate technical measures to protect your data against unauthorized access.
Your Rights: Under the General Data Protection Regulation (GDPR), you have the right to access, rectify, or delete your personal data. You may also restrict or object to processing, and request data portability. To exercise these rights, contact us at privacy@riskpat.com.
Data Retention: Analytics data is retained for 12 months. Account data is retained until you delete your account. You can delete your account at any time from your Profile page.
Third-Party Services: We do not embed third-party content, ads, or tracking scripts. Future payment processing may be handled by Stripe, a third-party payment processor. Stripe acts as a data processor under GDPR, and a Data Processing Agreement is in place. Stripe processes payment data solely for transaction execution and does not use it for any other purpose. You will be informed before any payment integration is activated.
R!SKPAT uses minimal cookies and local storage solely for the functionality of the Service:
We do not use advertising cookies, tracking cookies, or any third-party cookies. The analytics we collect (page views, feature usage) are opt-in and only activated after you accept the cookie consent banner. You can withdraw your consent at any time by clearing your browser cookies.
For any questions regarding these legal terms, your data, or privacy rights, please contact us at privacy@riskpat.com.
We may update these terms from time to time. Changes will be posted on this page. Continued use of the Service after changes constitutes acceptance of the new terms.
Last updated: May 2026